Privacy Policy

We at Chittagong Online Limited (hereinafter mentioned as "COL" or “we” or “us” or “our”) are committed to protect our customers’ and website visitors’ personal information and/or sensitive personal data and strive to maintain the privacy of your personal information.

For your information, “Personal information” is any information that can be used by itself to uniquely identify, contact, or locate a person, or can be used with information available from other sources to uniquely identify an individual. For the purpose of this policy, sensitive personal data or information has been considered as a part of personal information.

COL does collect your personal information for a variety of regulatory and business purposes. These include, but are not limited to:

 Verify your identity

 Complete transactions effectively and bill for products and services

 Respond to your request for service or assistance

 Perform market analysis, market research, business and operational analysis

 Provide, maintain and improve our products and services

 Anticipate and resolve issues and concerns with our products and services

 Promote and market our products and services which we consider may be of interest to you and may benefit you; and

 Ensure adherence to legal and regulatory requirements for prevention and detection of frauds and crimes.

COL’s Privacy Policy is designed and developed to address the privacy and security of your personal information provided to us. This Privacy Policy describes the personal information which we may collect, and provides our approach towards handling or dealing with the same. This Privacy Policy applies to all Visitors, Customers, Buyers and Users (collectively referred to as "Users" or “You”). In addition, this Privacy Policy applies to all products and services including e-services/online services (e.g. Customer Portal, Webmail, Web/Mobile Apps, Ecommerce etc.) provided by this site as well as by other sites owned by COL. This policy is designed to make you understand:

 kinds of personal information that may be collected by us

 measures taken by us to ensure its privacy and security

 duration for which when it may be retained by us; and

 how you may access and control its use

By accepting the Privacy Policy and the Terms & Conditions during registration, you expressly consent to our collection, storage, use and disclosure of your personal information as described in this Privacy Policy. This Privacy Policy is effective upon acceptance for new users and is otherwise effective from October 10, 2017. This Privacy Policy should be read in conjunction with the terms and conditions of this website as well as with those of our products and services.

Minors

COL website, www.colbd.com including all its pages, contents, services and functionalities, is not targeted towards, nor intended for by anyone under the age of 18 (a minor). By registering to www.colbd.com for purchasing or using any product or service you hereby acknowledge that you are above or equal to 18 years of age. However, if you are under the age of 18 then the registration is to be done by your parent/guardian. COL reserves the right to terminate your membership at any time) in the event that COL becomes aware that you are or were a minor when the product or service was subscribed.

Collection of personal information

COL and its authorized third parties will collect information pertaining to your identity, demographics, and related evidentiary documentation. For the purposes of this document, a ‘Third Party’ is a service provider who associates with COL and is involved in handling, managing, storing, processing, protecting and transmitting information of COL.

This definition also includes all sub-contractors, consultants and/or representatives of the Third party.

We may also collect your personal information when you use our services or websites or otherwise interact with us during the course of our relationship.

Personal information collected and held by us may include your name, father’s name, mother’s name, spouse’s name, date of birth, current and previous addresses, telephone number, mobile phone number, email address, occupation and information contained in the documents used as proof of identity and proof of address. COL and its authorized third parties collect, store, process following types of Sensitive Personal Information such as password, financial information (details of Bank account, credit card, debit card, or other payment instrument details), physiological information for providing our products, services and for use of our website. We may also hold information related to your utilization of our services which may include your call details, your browsing history on our website, location details and additional information provided by you while using our services.

We may keep a log of the activities performed by you on our network and websites by using various internet techniques such as web cookies, web beacons, server log files, etc. for analytical purposes and for analysis of the amiability of various features on our site. This information may be used to provide you with a better experience at our portal along with evidentiary purposes. At any time while you are surfing our site, if you do not wish to share surfing information, you may opt out of receiving the cookies from our site by making appropriate changes to your browser privacy settings.

In case you do not provide your information or consent for usage of personal information or later on withdraw your consent for usage of the personal information so collected, COL reserves the right to not provide the services or to withdraw the services for which the said information was sought.

Disclosure and Transfer of Personal Information

• Internal Use: As explained in the section “Collection of Personal Information” COL and its employees may utilize some or all available personal information for internal assessments, measures, operations and related activities.

• Authorized Third Parties: COL may at its discretion employ, contract or include third parties (as defined in section 1: Collection of personal information) external to itself for strategic, tactical and operational purposes. Such agencies though external to COL, will always be entities which are covered by contractual agreements. These agreements in turn include COL’s guidelines to the management, treatment and secrecy of personal information.

• We may transfer your personal information or other information collected, stored, processed by us to any other entity or organization located in Bangladesh or outside Bangladesh only in case it is necessary for providing services to you or if you have consented (at the time of collection of information) to the same. This may also include sharing of aggregated information with them in order for them to understand our environment and consequently, provide you with better services. While sharing your personal information with third parties, adequate measures shall be taken to ensure that reasonable security practices are followed at the third party.

• We may obtain your consent for sharing your personal information in several ways, such as in writing, online, through "click-through" agreements; orally, including through interactive voice response; or when your consent is part of the terms and conditions pursuant to which we provide you service. We, however assure you that COL does not disclose your personal information to unaffiliated third parties (parties outside COL corporate network and its Strategic and Business Partners) which could lead to invasion of your privacy.

• Government Agencies: We may also share your personal information with Government agencies or other authorized law enforcement agencies (LEAs) mandated under law to obtain such information for the purpose of verification of identity or for prevention, detection, investigation including but not limited to cyber incidents, prosecution, and punishment of offences.

• Except as otherwise expressly included in this Privacy Policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to others, whether they are bidders, buyers or sellers on our or other sites throughout the internet, different rules may apply to their use or disclosure of the information you disclose to them. www.colbd.com does not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before you disclose your personal information to others.

Security Practices and Procedures

• We adopt reasonable security practices and procedures, in line with international standard IS/ISO/IEC 27001, to include, technical, operational, managerial and physical security controls in order to protect your personal information from unauthorized access, or disclosure while it is under our control.

• Our security practices and procedures limit access to personal information on need-only basis. Further, our employees are bound by Code of Conduct and Confidentiality Policies which obligate them to protect the confidentiality of personal information.

• We take adequate steps to ensure that our third parties adopt reasonable level of security practices and procedures to ensure security of personal information.

• We may retain your personal information for as long as required to provide you with services or if otherwise required under any law.

• When we dispose of your personal information, we use reasonable procedures to erase it or render it unreadable (for example, shredding documents and wiping electronic media).

• Your password is the key to your account. Use unique numbers, letters and special characters, and do not disclose your Account password to anyone. If you do share your password or your personal information with others, remember that you are responsible for all actions taken in the name of your account. If you lose control of your password, you may lose substantial control over your personal information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately notify COL at info@colbd.com and change your password.

• Internet Use - We maintain the security of our internet connections, however for reasons outside of our control, security risks may still arise. Any personal information transmitted to us or from our online products or services will therefore be your own risk. However, we will strive to ensure the security of your information. We observe reasonable security measures to protect your personal information against hacking and virus dissemination.

Update of Personal Information

You can see, review and change most of your personal information by signing on the website. Generally, we will not manually modify your personal information because it is very difficult to verify your identity remotely. You must promptly update your personal information if it changes or is inaccurate. Once you make a public posting, you may not be able to change or remove it. Upon your request, we will close your account and remove your personal information from view as soon as reasonably possible, based on your account activity and in accordance with applicable law. We do retain personal information from closed accounts to comply with law, prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigations, enforce our website Terms & Conditions and take other actions otherwise permitted by the law of the Country.

In case of non-compliance with the terms and conditions and privacy policy, COL reserves the right to remove your non-compliant information from its systems. Further, depending on the seriousness of the non-compliance, we may choose to discontinue some or all of the services being provided to you by us.

Feedback and Concerns

We are committed to safeguard your personal information collected and handled by us and look forward to your continued support for the same. In case of any feedback or concern regarding protection of your personal information, you can contact us at info@colbd.com.

COL reserves the right to amend or modify this Privacy Policy at any time, as and when the need arises. We request you to visit our website www.colbd.com periodically for contemporary information and changes. All amended terms automatically take effect instantly after they are initially posted on the site. If your questions are not answered in the website, you may write to us at info@colbd.com or Chittagong Online Ltd, IIUC Tower (14th Floor), 1700/A, Plot-9, Sk. Mujib Road, Agrabad C/A, Chittagong-4100, BANGLADESH.